Sunday, April 8, 2012

Sunday Savings: Restaurants vs Cooking

I hope y'all are having a wonderful Easter! It just doesn't even seem like it's that time of year again. With Easter also comes turkey season, and in my family that is the biggest time of the year! Next weekend Cash and I are headed out to the woods of rural Arkansas to smoke a big gobbler and enjoy the entertainment of Rocky Joe and Uncle Travis. The week can't pass soon enough!

Tonight I got to thinking about how often I go out to eat. Knowing the costs of this, I have purposefully tried to stay in more and actually learn how to cook. For one person it seems almost as wasteful to cook and have all these leftovers, so I decided to put pen and paper to it.

For ONE

Going out to eat at a restaurant like Chili's:
If you are like me, you actually want to eat something filling once you go out to eat. True I often have leftovers, but assuming it's one of those nights I scarf down a rack of ribs (this has been known to be true), I would end up spending between $15-20 after getting a soft drink and tip.

Now, you could save money by drinking water only...no adult beverages...no dessert, eating the special. But you know as well as I do that once you have decided to spend the money on going out to eat, you don't want to think about the money aspect. *But I do suggest drinking water at restaurants often. It'll save you a bundle.*

So we'll say $17 for 1 at a chain restaurant like Chili's.

Cooking at home:
Let's say for the sake of saying that whatever you decide to cook you already have the little things like salt, butter, etc. since those are typically once in a blue moon purchases. What would you cook? Me--hot dogs. I am the worst cook in America, and my fiance is fully aware of this and chose to propose to me anyway. But let's say I chose to do the one recipe I know I can do, in a crock pot nonethless. I'd probably put pulled pork in the crock pot, and this is a recipe you don't want to forget!

~2 lbs of Boston Pork Butt--$6
20 oz. of root beer--$1.50
BBQ sauce--$4

Get original bbq sauce; I think it tastes the best. But make sure you get a bbq sauce you really like. That will definitely make a difference. W'ell also want some other items with our meal.

bread--$3
potatoes--$3
fresh green beans--$3
2 lt Dr. Pepper (holler!)--$1.50 (or you can go with Dr. Thunder like I do and get a steal at $.87)

So to eat alone after cooking at home, we're looking at $22. Initially, we would think this is more expensive. However, realizing we could eat our pulled pork meal at least 3 times, this averages out to $7.33 each meal.

Cooking at home takes home the blue prize here.

                                                                          For TWO

Going out to eat:
Let's take a place like Chili's again. They do have 2 for $20 deals, which is probably a good price and better than what a single person could do by themselves. After tip and everything, we'll have spent upwards to $30.

Cooking at home:
Same meal, same price. $22.

Again, cooking at home takes the prize. You will find the more people in a group or family, the cheaper it will become to eat at home. The test is if you can cook! Well, that's my test anyway.

Some people might ask: what if you decide to cook a nice meal at home with a bottle of wine, etc? Well, you would probably be eating a similar meal at a restaurant. Therefore, we assume our charts would be parallel to what we've already found.

So...Get out those cookbooks, find one online, or look on backs of packages at stores. Plenty of recipes are out there. And enjoy a dinner with your family or friends. You won't even have to leave a tip afterwards!

Stay smart. Be savvy. Save money...
Avery Jane

Tuesday, April 3, 2012

The Fast and the Furious

We have a total of 4 months to get this wedding planned and the I Do's said. (And 2 weeks of it is already gone!! What?!) It's been a whirlwind, especially considering all that has to happen.

  • resign from my job
  • get a new job
  • sell my house
  • call moving companies to compare prices
  • move my entire belongings from a 3 bedroom house all the way to West Texas
  • finish the semester of grad school
  • work 40+ hours a week
  • register
  • do all the pictures we want
  • find outfits for all attendants
  • plan the wedding and rehearsal plus reserve church, etc.
  • all the fittings, hair and make-up tries, yada yada yada
  • 2-3 pre-marital counseling sessions
  • book a honeymoon
  • everything else that planning a wedding consists of
  • oh, yeah, and do it 600 miles apart
We booked the church I grew up in, and I'm so excited to be going home to get married. This church has meant so much to me my entire life. Although I'm not a "member" there anymore, it's still home in my heart. I remember planning a fairytale wedding as a little girl and looking around during Sunday mornings and thinking, "One day I'll get married here!!!" I stood as the Maid of Honor in the same church when my sister and BIL said their vows and was a bridesmaid in 3 other weddings there. Those walls sure hold a lot of precious memories.

I resigned from my job and already received a packet of goodies from the superintendent's office. Before we go getting too excited about these goodies, I'll have you know it's just my teacher licensure and official transcripts and other boring paperwork. But this sweet letter from our Sup was pretty neat. I got to know him better last year when I was analyzing the school's budget for grad school. I definitely have been blessed with a sweet, sweet school district the past 3 years. As the kids have been asking me about leaving and not teaching anymore, I like to tell them I just knew no students would ever be better so I'm going to end with them. Very possibly a true story. :)

And boy do we have wedding folders galore in my purse! Sticky notes, excel spreadsheets, to do lists, timelines. The list will go on and on and on until we are settled back into Midland. But I'm trying to keep my head, remember that no one is going to notice that the napkins don't match the invitations (or whatever!), realize Cash and I care way more than everyone else, and at the end of the day we'll be married. I am constantly reminding myself that or it would be so overwhelming with all that's going on. Just marry Cash--that's really #1 and everything else will fall into place.

Plus, I have seriously the most wonderful fiance in the world. He's already booked the entire honeymoon, helped me register (or should I say I helped him), and deals with the constant e-mails throughout the day that read, "Ahh!!! We need 125.7 cubes of ice!!!" Okay, it's not really that dramatic. But he doesn't act too tired of my never-ending to do lists. Add to that he and his family are helping me find a job since I know NO ONE down there.

And one more thing that makes him so remarkable--yesterday I was a little upset that I didn't just have the money to really help him with our honeymoon, so I said, "I don't want you to think I won't help..." His reply? "When we board the plane to go, it'll be both of ours anyway." It's moments like those you stop the fast, the furious, and the madness of wedding planning and just give a crying burst of thankfulness that God made someone for you that will be there when you need them the most. I couldn't marry anyone else in the world. Okay, sappy moment over.

Off to read 50 more pages of why the Democratic Party is now in the North. Be jealous.

XOXO...
Avery Jane

Sunday, April 1, 2012

Sunday Savings: Coupons

If you're like me, you love watching the Kardashians. This past season when Kourtney and Kim took, err partied, New York Kourtney found an addiction to coupons. It was comical to watch a millionaire fall into this trap, but the sad thing is that I see mostly people in my salary bracket getting on the coupon train.

Maybe that's you. If it is, be careful! I'm not against using a coupon--at all. If I need some Drano, and I have a 50 cent coupon for Drano then I get myself some 50 cent off Drano. However, the thing to watch out for is using a coupon for the sake of using a coupon. I don't know the statistics, but I would venture to say MOST people using coupons are spending more money by doing so. This is because you buy something just because there's a coupon...not a need. So even though you save 30 cents on Cheerios, you spent $3 and don't eat them; and you just lost $3.

What I've witnessed through friends and family is that they will have 32 packages of toilet paper due to racking up on 5 cent coupons. True that toilet paper will always be used, but this is just taking up space. And I see this in other commodities not as often used as well, especially food that will go bad.

I've never been one to cut a lot of coupons. If I buy something that has a coupon on it, then I might keep the coupon on my dresser until I actually need it. But I just don't have that habit. One thing I've seen a friend do is keep a coupon book with "chapters" of different types of coupon. I think it's a great idea if you have time! Just make sure you're using coupons for only SOMETHING YOU WILL BUY ANYWAY.

Tonight was fairly short, but I thought it was important because so many equate couponing to saving money when it really makes you buy products you wouldn't have...and you end up spending more. Moral of the story: don't get trapped into couponing. Use them only when you already had plans to buy that product. And don't hoard, or I'll call you into the show Hoarders. Gross.

Stay smart. Be savvy. Save money...
Avery Jane